It can seem like every year car insurance premiums go up and up, but there are money hacks you can apply to get that expense down and down. Here are my best tips for reducing the cost of my car insurance premium each year. Generally, the most effective ways to lower your car insurance’s premium …
Recently I renewed our comprehensive car insurance, and I began playing with the toggle on choosing market value or agreed value of the vehicle. Depending upon the type of choice and setting of each the premium varied by a few hundred dollars. So is one better than the other? If you choose market value as …
I want to talk about the best way to pay bills and how it helps to achieve a type of financial freedom. With the advent of new technology, we have the ability today to pay our bills without using cash. By looking at ways of automating the payment and processing of my bills, I’ve been …
A novated lease is an arrangement between the employer, their employee and a lease company for use of a vehicle that the employer pays by using a portion of the employee’s salary. An employee forgoes a portion of their future salary to pay the lease amounts payable on the vehicle. The attraction with a novated …
Recently, I renewed my home and contents insurance policy with Budget Direct. During the renewal I was asked what the value of my contents were within the home. Contents insurance predominantly covers the things within the home that if the house were flipped upside down those things would be falling out. These things would be …
Recently, I renewed our home and contents insurance and discovered several ways to reduce the cost of our insurance premium. Here are 5 tips to reduce the cost of your home insurance that worked for me: Tip #1: Increase Your Excess By far the biggest saving you can ever make on your home and/or contents …