Why An Emergency Fund Should Be A Top Priority

Why is having an emergency fund a top priority even if your paying off your debts? If you’ve been following Dave Ramsey and his baby steps method you would have come across the emergency fund throughout the process. But why is it so important? Reduce Reliance On Debt The main reason why an emergency fund …

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Do The Dave Ramsey Baby Steps Actually Work For Australians?

Dave Ramsey

If you’ve been around the personal finance world long enough you would have inevitably bumped into an American named Dave Ramsey. He currently hosts Dave Ramsey Show on YouTube and he teaches people how to become wealthy by saving, getting out of debt and investing. He’s been doing this for over 25 years and has …

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