Why An Emergency Fund Should Be A Top Priority
Why is having an emergency fund a top priority even if your paying off your debts? If you’ve been following Dave Ramsey and his baby steps method you would have …
Mortgage
How To: Home Loan Guide
Back in 2010 my wife and I, after we got married, settled into a little one-bedroom, one-bathroom granny flat at the back of a friends’ property in the middle of …
Does An Offset Account Reduce Monthly Repayments?
An offset account is generally a transaction account whose balance reduces the loan balance. For example, if a home loan balance is currently at a balance of $300,000 and you …
Do The Dave Ramsey Baby Steps Actually Work For Australians?
If you’ve been around the personal finance world long enough you would have inevitably bumped into an American named Dave Ramsey. He currently hosts Dave Ramsey Show on YouTube and …
