Why An Emergency Fund Should Be A Top Priority

Why is having an emergency fund a top priority even if your paying off your debts? If you’ve been following Dave Ramsey and his baby steps method you would have come across the emergency fund throughout the process. But why is it so important? Reduce Reliance On Debt The main reason why an emergency fund …

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Best Salary Sacrifice Options

With so many options available to salary sacrifice it can be difficult knowing what to include in your salary package. And with certain employer types having a cap on the amount to salary package before paying the full FBT tax rate, it can be difficult to determine which option is best to salary sacrifice. Option …

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9 Novated Lease Tips Before Signing On The Dotted Line

When entering into a novated lease arrangement it can be easy to have fireworks going off in your head about getting that new car. However, there are a few cautions to be aware of for both the employee, and the employer. Most people don’t pay attention to tip number 4.

Are Novated Leases Actually Worth Doing?

Smart Car

It can be quite exciting on the cusp of a new car purchase, especially when there’s a slight financial advantage to doing so, but before you jump into signing on the dotted line, you might want to check an unbiased independent calculator first to determine whether the new novated lease arrangement will truly be worth it for you.