Ryan Sheehy
Are you looking for a quick and easy way to manage your personal finances? I know I was many years ago, and it seemed every solution I turned to just wasn’t working well. So to help keep on top of our finances, I tried Quickbooks from Intuit, and since 2016 I’ve been using Quickbooks to …
A novated lease is an arrangement between the employer, their employee and a lease company for use of a vehicle that the employer pays by using a portion of the employee’s salary. An employee forgoes a portion of their future salary to pay the lease amounts payable on the vehicle. The attraction with a novated …
A cash flow budget is a forecast to help determine what your cash balance will be in the future. Monitoring your cash balance is a vital importance in both business and personal life. This is why in business financial reports one of the three main reports provided to stakeholders is a Cash Flow Statement detailing …
To my knowledge, geneticists haven’t found the budgeting gene in our DNA. When I first started doing a budget I found it incredibly difficult and thought that people doing budgets must have been born to do this type of stuff! Thankfully, through continued persistence and a dogged determination to try and get better at forecasting …
When doing a regular monthly, weekly or fortnightly budget it can be difficult to remember expenses that come in quarterly or annual cycles, and because of this there have been times when I’ve done my monthly budget and completely forgotten about an annual expense. Irregular expenses are costs that change either by time, or by …
Recently, I renewed my home and contents insurance policy with Budget Direct. During the renewal I was asked what the value of my contents were within the home. Contents insurance predominantly covers the things within the home that if the house were flipped upside down those things would be falling out. These things would be …
