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If you’ve ever wondered if you had enough money to afford something, whether big or small, then you’ve had a taste for what it’s like to budget. When considering the item to purchase, you may have thought: Do I have enough in my bank account right now to afford this? And if you didn’t, you may have then asked: When will I be paid next?

All these types of questions are part of a process used in budgeting.

By budgeting, you help to determine whether you have the ability to afford something, and allows you to see when the bank balance will be tight and when things will be good.

Getting Started With Budgeting

Budgeting is not a one-off, set-it-and-forget event. For it to be done effectively, it needs to become a new habit.

If you’re entirely new to the whole process, then it can be quite difficult and time-consuming. This is why it’s important to get started with the right mindset, to know that it can be done and to give yourself the right excuse on getting started and sticking through with it.

Here are some helpful articles on getting that mindset right, and getting started:

Create Your Own Budget

Hopefully, you’ve seen above through the articles listed the benefits of budgeting and this has encouraged you to get started creating your own. While there are many tools out there that can try to cobble a budget together for you, there is nothing more rewarding than creating your very own budget first.

Here are some helpful articles to get you started on creating your own budget using a spreadsheet:

Budget Spreadsheets

The way to get started budgeting is to create your own spreadsheet. Here we have a resource page dedicated to helping you use and create a budget spreadsheet:

Budgeting Process

Now that you’ve created your own budget, what next?

Here are some helpful articles to start your analysis process: