Do The Dave Ramsey Baby Steps Actually Work For Australians?

Dave Ramsey

If you’ve been around the personal finance world long enough you would have inevitably bumped into an American named Dave Ramsey. He currently hosts Dave Ramsey Show on YouTube and he teaches people how to become wealthy by saving, getting out of debt and investing. He’s been doing this for over 25 years and has …

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What Percentage Of Your Salary Do You Save?

Every once in awhile when I look at my bank account I find myself wondering the same question, “How much should I be saving every month?”. According to a few personal finance gurus (like Dave Ramsey and Scott Pape) a good target you should be aiming to save of your gross salary is around 15%. …

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How To Categorise Your Transactions For Free

One very important element when you start budgeting is to be able to compare your budget to your actuals to make sure you’re on target. Now the banks I have either personally banked with or have had to do banking with have been pretty good in helping users to categorise their transactions. There’s generally something …

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